International Business Payments | Cross-Border Payouts | Inpay

Fast international payments

Cross-border payouts

Inpay’s international payments solution enables businesses to make fast and secure global transfers for less with instant SEPA, domestic payments and open banking offerings.

FSA regulated
+500.000 transactions/month
+100 countries
See how it works

How Inpay’s International Payment Solution Works

We make sending international payments to a network of more than 100 countries as simple and efficient as a local bank transfer. All of our services are managed via a single integration, reducing your costs and speeding up your cross-border payouts.

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Step 1

Institution sends payment files via SWIFT MT103 or API

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Step 2

Inpay screens payments and confirms funding

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Step 3

Inpay instructs FI partner in receiving country to execute payment

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Step 4

Beneficiaries receive funds in local currency in real-time without deductions

Cross border payout key features

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Instant international payments

Real-time 24/7 transfers in countries with instant payments infrastructure (e.g. United Kingdom, India & Turkey). Instant SEPA payouts in Europe are delivered within minutes.

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Cross border compliance

Direct and secure methods of clearing funds across borders. We’re Danish FSA regulated and compliant in other jurisdictions, conducting recognized AML and CTF procedures. Read more here.

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Competitive pricing & no FX*

International payments that cost less than an international wire transfer. A processing fee per transaction is negotiated according to transaction volumes and value, and the FX margin is pre-agreed and fixed.

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Single point of integration

Reduced costs due to a single integration point decreasing operational complexity. Choice of connection API, SWIFT, file upload, or customized methods.

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Web portal & personal service

International payment status can be tracked online via our customer web portal. Unlike many other providers, Inpay gives you a dedicated account manager and customer service representative.

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White label solution

Built to be integrated into existing UX/UI. Customize Inpay’s international payment solution to fit your needs and branding, or use our branding and UI if you prefer.

Inpay Industry Solutions




Postal institution




Whatever industry you operate in we’re here to help you.

Get advice from one of our industry experts to enter new markets, generate new revenue, and compete better with a low-cost cross-border payouts solution.

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Reach out to our world-class sales team and learn how we can make your business payments flow.

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International Business Payments to 100+ Countries

With a single Inpay contract and integration, make international payments or allow your customers to send payments to our network of 100+ countries for a fraction of the price of traditional banking. Here are some examples of how payouts within each specific country work. Download each country payments sheet:

How to Connect to the Inpay Global Network

We offer one integration under a single contract with a choice of API or SWIFT connections. You will pre-fund Inpay in bulk for the total value of payments instructed for processing. This can be done via a single Swift MT103 wire or via a SEPA Credit Transfer to one of Inpay’s funding accounts.

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Get a Demo of our cross-border payout solution

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Article · 2021-05-06

Inpay outlines how APIs can transform global banking

Stan Cole speaks to the Sunday Times

Read more